Fueling the Dreams of South African Entrepreneurs
Start-Up Capital is a licensed credit provider funding company that will help build the South African entrepreneur.
We’re more than lenders — we’re growth partners.
Our two core financial solutions are designed to unlock your potential and remove funding roadblocks before they stop you.
Access the capital, tools, and support you need to build and scale your business — with funding solutions tailored for black-owned, women-led, and youth-driven ventures.
Smart Funding. Real Impact.
We know that small businesses are the backbone of our economy, yet access to funding often remains out of reach — especially for black-owned, women-led, and youth-driven ventures. Start-Up Capital aims to change that.
We offer two core financial solutions:
Equipment Funding (Technology Transfer)
Get the Tools You Need to Grow
We specialise in providing Equipment Funding — also known as Technology Transfer — giving entrepreneurs access to the tools and machinery they need to grow. This “tech transfer” approach ensures our clients stay competitive and ready to scale their businesses.
Purchase Order Finance
Don’t Let Cash Flow Stop You From Delivering
We also offer Purchase Order Finance that ensures that when your business secures a contract, cash flow won’t hold you back from delivering on government or corporate, without cash flow constraints.
Funding Needs Analysis
Help us better understand your funding needs, so we can tailor our support and resources effectively.
More Than Money:
We Offer Support That Scales With You
Backed by our partnership with Start-Up Culture, every funded business receives hands-on support before and after investment, helping you become funding-ready, compliant, and prepared to scale.
Smart Funding. Real Impact.
Whether you’re a small supplier, an innovative startup, or a growing township enterprise, Start-Up Capital exists to bridge the gap between your ambition and your reality.
